.tm-concerns h2{margin:0 0 32px}.tm-concerns__intro,.tm-concerns__outro{max-width:none}.tm-concerns__grid{display:grid;gap:20px;grid-template-columns:repeat(2,minmax(0,1fr));margin:28px 0}.tm-concerns__card{background:#fff;border:1px solid #d3d8cc;padding:32px}.tm-concerns__card h3{color:#24372d;font-size:22px;line-height:1.6;margin:0 0 12px}.tm-concerns__card p{color:#596352;font-size:16px;line-height:1.8;margin:0}@media(max-width:767px){.tm-concerns__grid{gap:12px;grid-template-columns:1fr}.tm-concerns__card{padding:24px}.tm-concerns__card h3{font-size:20px}}